COMPANY PROFILE

Business Description: Venture Funding Group, LLC is a leading commercial real estate (non-bank) firm. We are one of the fastest growing company and ranked among the top commercial loan service provider nationally. We can structure commercial real estate scenario for construction loan development, refinancing, purchase or single family home loans. We work with outside brokers around the US and internationally, while allowing brokers to retain price control. We offer brokers verbal pre-screening of their loans and underwriting, providing a written pre-approval letter within 48 hours for most projects. Venture Funding Group, LLC is an office, apartment, construction commercial lender originating small and mid-balance multifamily loans and commercial loan debt for private investor portfolios, Fannie Mae, Freddie Mac, select banks, REITs and institutional investors nationwide.We are correspondents with 5 National Lenders to provide SBA and USDA loans.

Product/Service: Venture Funding Group, LLC provides commercial financing services, with core focus on commercial mortgage loans ranging from $500,000 to $25 million, mid size loans-$2 Million to $50 Million and Large size loans $10 Million and up. We have a diverse product mix, an innovative online commercial lending platform, and a staff of seasoned, experienced professionals, Venture Funding Group, LLC provides a low cost, single source solution for apartment loans and commercial property loans from $250,000 to $50 million.

IN-HOUSE $500,000 and below

Loan terms 25 year fixed rate with NO BALLOON (only applicable on the Non-Adjustable Program). Prepayment penalty 5 years declining at 5, 4, 3, 2, 1 on our Fixed Program and 5% flat for 5 years on our Adjustable Program. LTV up to 70% max for multifamily and other property types. LTV will be reduced based on the transaction risks and credit scores. CLTV up to 80%. Minimum FICO 600. Lending area nationwide except for Alabama, Alaska, Hawaii, Michigan, Nevada, Ohio, West Virginia, Vermont.  Credit quality usually we request mortgage to be current, and must have been rated for 12 months. Mortgage rating must not have more than 1 X (30) days delinquency in the past 12 months. HOWEVER, we will also consider 3 X (30) days and 1 X (60) days delinquencies in the last 12 months period OR 6 X (30) days and 1 X (60) days in the prior 24 months. Please note that interest will be higher. Bankruptcies generally not allowed in the prior 2 years. chargeoffs & collections not allowed in the prior 12 months period. Charge offs over $500 are not allowed in the period between months 13 and 24. Exceptions may be granted with a higher rate. Property type 2-4 unit, apartments (5+ units), mixed-use, professional office space, retail store - strip/free standing, small commercial, motel/hotel, mobile home  park, office/warehouse, church/house of worship, garage/storage/auto, bar with apartments, restaurant, auto repair/auto body.  DSCR 1.20 Minimum for multifamily/mixed-use,  1.30 Minimum for motel/hotels,  1.35 Minimum for retail store/strip, mobile home park, small commercial, office warehouse, church/house of worship,  1.40 Minimum for automotive/storage. Type purchase, rate & term, limited cash out. Investment property or owner occupied. Closing time 4 weeks typically, if complete package. Appraisal Usually 3 approaches will be used to determine property value as follows: 1. Sales comparables, 2. Cost approach, 3. Income approach,  Investor bases the final loan amount on the lowest of the three approaches.